Privacy Policy
Privacy policy
At FairMoney™ we are committed to ensuring and protecting your privacy any time you are on our website or communicate electronically or otherwise with us Our Privacy Policy is set forth below and provides a detailed explanation as to how we may use your personal information provided to us or collected through legal means. Updates of our Privacy Policy are completed frequently, thus you should review this Policy section regularly.
1. Information We Collect from You
Data can be collected and processed when our website is in operation by you. The following are approved methods of collection:
1.1 If you register for information or complete a purchase, by filling out a form we can collect the information provided.
1.2 Traffic data, weblogs, location data, and any other communication can be collected. These details come from your visit to our site and any resource tools you use while on the site.
1.3 Any communication on our website or to personnel allows us to collect information.
2. Use of Cookies
Circumstances may arise when we may need to gather information about your computer to help provide appropriate services or products to you. The data gathered is solely statistical data, which may be shared with advertisers.
The facts collected about you are statistical only. No identifying information will be shared about our visitors and how they made use of our site. No personal details will ever be shared.
Cookies are used to collect general online usage by using a cookie file. If used this cookie file is downloaded without prompting. It will be placed on your hard drive with information transferred to the hard drive allowing the cookies to be used for data collection. A cookie is used to improve any services/ products, or overall website characteristic we offer you.
Any computer has the option to decline cookies. Your web browser options include an "enable" button to decline cookies. It is imperative that you understand by declining cookies you may be limiting your access to sections of our website. If our advertisers use cookies it will result from a click on their advertisement, and we do not have control over their cookies if used.
3. Use of Your Information
Information stored and collected about you allows us to improve our services or products for you. Added to this parameter, we may use your information for the following purposes:
3.1 Any commitment we make on a contracted basis.
3.2 If information is requested from our website concerning services or products offered, we may use your data. Products or services which may be of interest to you can also be deemed a communication from us, if permission has been granted.
3.3 Notification re- changes or improvements may be sent to you in regards to product or service changes that could affect our service to you.
3.4 Existing customers can be contacted on the topic of goods or services related to a previous sale, if we feel you might be interested in these additional topics.
3.5 Added use of your data may include permission for third parties to use your data. This permission would be granted by you in regards to unrelated products or services that may be in your interests. We or third parties can only contact you in regards to this information if consent has been provided for information collection.
3.6 Third party contact or communications from our website, as a new customer, is only made if you have granted us permission. These communications are only offered for information you consented to and no other unrelated information.
3.7 Data that you do not want us to use or third parties to use can be withheld, once consent has been given regarding our collection of your data. We will always provide you with an opportunity to decline communications and our or third party data usage.
3.8 Identifiable data, which could be used to disclose who you are, is never shared. We only provide statistical related data about our visitors to third parties like advertisers to ensure your privacy.
3.9 To ensure that you have received the very best service from FairMoney™ we, or our associates at Monevo, a specialist loan broker, will likely contact you following your application for a loan on this FairMoney™ website. We aim to help every single customer whatever their circumstances; thus, if you have not been able to quickly obtain a loan on FairMoney™, they will immediately try to help you to find one.
Monevo is a company registered in England and Wales with company number 06511345. The registered office address is Oxford House, Oxford Road, Macclesfield SK11 8HS.
4. Storing Your Personal Data
4.1 Outside of the European Economic Area are places for storing and processing data we collect from you. We may take advantage of these outside areas, allowing a staff to process data collected from you. These processors may work for our suppliers. The transfer of this data may include processing and completing your order on our site, such as utilising your payment information or offering support services. We take all reasonable processes to ensure your data is secure and in agreement with our Privacy Policy as outlined here.
4.2 Secured servers are used by our company to ensure proper data storage. Information on transactions is kept encrypted for safety measures.
4.3 Transmission of data on the internet can never be ultimately secure. We do not and cannot guarantee security of information collected electronically or transmitted; however, we take all necessary steps to provide the best security available. As a result of our inability to guarantee safety, you are submitting information to us at your own risk. Where needed a password may be necessary to access areas of our site. You are responsible for the safety and confidentiality of the password you generate.
5. Disclosing Your Information
5.1 Personal information to third parties may be disclosed:
5.2 This disclosure occurs when we sell all or a section of our business or assets to a third party.
5.2.1 Personal information can be offered to any member of our company, such as subsidiaries, holding companies and their subsidiaries only if deemed appropriate.
5.2.2 Legal requirements may mean a sharing of your information.
5.2.3 Lowering credit risk and fraud protection may result in information disclosure.
5.2.4 We may contact you if you make an application to ensure you were successful and satisfied with your application and assist you further if you were not. We may ask one of our specialist loan brokers to do this on our behalf as their experience and expertise in helping customers with more difficult circumstances may be even more beneficial to you.
6. Cifas Notice
The personal information we have collected from you may be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found by emailing admin@fairmoney.com.
7. Third Party Links
Links might be discovered on our site that belongs to third parties. Any third party website on our site has a privacy policy. You should check their terms. We do not accept liability or responsibility for their privacy policies, based on our lack of control over these third party links.
8. Access to Information
The Data Protection Act 1998 was established to govern online electronic communications. The act gives you access to any data we have about you. Contact information is given below, which should be used to gain details about information we hold on you.
9. Contacting Us
We welcome and hope you do not hesitate to make any queries, comments or requests you may have regarding this Privacy Policy.
Please contact us at admin@fairmoney.com.